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Oak Island, NC - Buyers Guide

Updated: 5 days ago

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OKI - Buyers Guide
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OKI Overview:

Oak Island is a beautiful island located along the Atlantic Beach in Brunswick County, North Carolina. Known for its pristine beaches and scenic views. There are two bridges that allow access to the island, Swains Cut Bridge (aka: the old bridge) and Barbee Bridge (aka: the new bridge). The island has over 12 miles of sandy beaches, making it a popular destination for swimming, sunbathing and water sports. The island has many parks and nature preserves, offering opportunities for fishing, walking and wildlife watching. Oak Island is also home to a variety of local restaurants and shops, making it a great place to experience the local culture and cuisine. With its laid-back atmosphere and natural beauty, Oak Island is the perfect place to call home.

OKI Home Search:

Oak Island, North Carolina is a beautiful coastal town known for its stunning beaches, charming small-town atmosphere, and a wide range of recreational activities. If you are considering buying real estate on Oak Island, it's important to understand the local market, the buying process, and key factors to consider. This guide will provide you with essential information to help you make an informed decision.

Understand Your Needs:

Begin by determining your specific needs and preferences. Consider the type of property you desire, such as a single-family home, condo, or vacant land. Determine your budget, desired location on the island, and any specific features you prioritize. Check out my Buyers Guide - Questionnaire to assist or give me a call and we can go through it together! 910-712-4747.


Consider the location and neighborhood carefully. Oak Island offers a variety of properties. Determine your proximity to amenities like shops, restaurants, and parks. Check out my Oak Island Buyers Guide - Geography for details of the areas on the Island.

Insurance and Flood Zones:

Oak Island is prone to hurricanes and flooding, so obtaining the right insurance coverage is crucial. There are three primary flood zones that affect your insurance rates. Here's how I like to define them.

  1. X = no flood insurance required (typically less than $500/annually)

  2. AE = "average expensive" (typically less than $1,000/annually depending on location and elevation)

  3. VE = "very expensive" (typically oceanfront)

Wondering what the flood zone is for a property you're interested in is? Call me: 910-712-4747 and I'll find out.

Rental Potential:

If you are considering renting out your property as a vacation home, you are in the right place. Determine the potential income you can generate to assess the property's investment potential.

Wondering what the rental projections are for a property you're interested in is? Call me: 910-712-4747 and I'll find out.

Purchasing real estate on Oak Island, NC can be an exciting and rewarding experience. By following this buyer's guide and working with experienced professionals, you can navigate the process with confidence and find the perfect property that meets your needs and preferences in this beautiful coastal community.

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